FAQs

With over 30 years of experience in the lending industry, and specializing in commercial lending for over a decade, Federal Commercial Funding is the Authority in Commercial Real Estate Lending. We are expertly positioned to service the needs of clients who qualify for the best rates in the industry, and those who fall outside of traditional bank parameters.

YES! We specialize strictly in commercial real estate lending. We understand your unique needs. Federal Commercial Funding takes a “common sense” approach to approving your request. We are helping property owners like you every day who have been turned down by their own bank.

There are absolutely no upfront fees to get an approval from Federal Commercial Funding. After we have approved your loan, you will have a binding commitment letter for financing in your hands.

We pride ourselves in same day approvals. Generally loan closings occur within 45 days from time of approval.

It is very easy to get the ball rolling. Call us now at (888) 820 – 8064, and ask to speak to a loan officer. We’ll need about 10 minutes to learn your situation, you will answer a few simple questions, and we’ll let you know how we can help.

Federal Commercial Funding can make loans on almost all commercial property. Click here to see all eligible property types.

Yes! We understand that there are many reasons why you may need a loan for taxes. Many borrowers have used their Federal Commercial Funding loan to bring their taxes current.

Yes! Your past credit history is very important to a final loan decision, however Federal Commercial Funding understands that small business owners may not have perfect credit, and we’re willing to look at all loan applications regardless of credit score. Federal Commercial Funding takes a common sense approach to the approval process. We are going to look at all aspects of your loan request, and we will listen to your story to qualify you.

Yes! We are happy to consider requests as low as $50,000, and we will make loans as large as 250 Million.

Are you stuck with a lender who won’t refinance your balloon mortgage? Are you running short on time to find a new lender? Did your balloon expire, and now you’re in default?

5 Steps for Refinancing a Balloon

• Don’t panic! Even if you are past due, you can secure refinancing from Federal Commercial Funding.
• We will talk to your bank or mortgage holder, and ask them for an extension while you obtain financing.
• Let us know what your monthly payment is and when you last made a payment.
• Be prepared to have a new appraisal done on your property, but only after we provide you with a commitment letter.
• Show your commitment letter to your bank or mortgage holder so that they know you are in the process of getting funds to make your balloon payment.